Although this is a strict liability offence (in other words if you have no insurance you have no defence and the Court will impose 6-8 points and fine you too) there may be legal exceptions to this e.g. you were driving your employer’s vehicle and he was responsible for the insurance or the insurance may be voidable by the insurance company and not void (meaning you were technically insured and, therefore, not guilty). Even if you are guilty of driving without insurance, I may well be able to persuade the Court that there are ‘Special Reasons’ for not endorsing your licence with points e.g. a person you trusted, such as your father, was responsible for the insurance and led you to believe you were insured. There are many different circumstances that could amount to Special Reasons – I can give you specialist advice on what could or could not amount to Special Reasons.
Looking at a ban? Better call Ann
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Check my experience & what my clients say about me here.
Ann Crighton is Amazing! My partner was summoned to court with driving without due care and attention. We spoke to Ann and straight away she agreed to help us with our plea of not guilt. She organised for us to meet her in person, helped us with understanding paperwork and how the whole process worked as we didn't have a clue. We went to court yesterday and she absolutely smashed it! My partner was found not guilty. The cost was also the best we could find. No hidden fees! Thanks so much Ann for all your help and brilliant result. Kelly and Ashley
March 14, 2020
I hired Ann a few months ago when i received a speeding ticket which put me at risk of losing my license. Ann was professional, caring , and absolutely methodical in breaking down my case for exceptional hardship. We won the case by following Ann's;s lead . i recommend her to anyone . She is a great barrister as well as a lovely person!!!!
November 26, 2019
What a refreshing, personable, knowledgeable and professional woman you are Ann. Thankfully my case never had to go to court as Ann guided and orchestrated the process I needed to follow in order for it not to get that far. Her knowledge and duty of care is beyond belief, and I can honestly say the world would be a better place with people like you in it. Thank you for all your help Ann, and if you want to keep your license, give this woman a call!
October 26, 2020
Highly recommended! Ann was immediately available for me, at very short notice. She was helpful, thorough and super organised. She helped me to make the case dropped. The best is she is not just an incredibly talented barrister but a wonderful caring person. If you need a quick, super-professional help accompanied by confidence and great moral support, Ann is your best bet to win!
January 27, 2020